Business Continuity Plan

UpDated As Of 01/15/2024

Business Continuity Plan In accordance with regulations, Equity Cap Lending and its affiliated Companies have developed a business continuity plan that is intended to ensure that the essential operations of the Firm can continue in the face of unanticipated circumstances or occurrences which could render the normal systems, operations, procedures, sites and staff inoperable.

Equity Cap Lending's policy is to respond to a Significant Business Disruption (SBD) by safeguarding employees’ lives and our firms property, making a financial and operational assessment, quickly recovering and resuming operations, protecting all of the firm’s books and records, and allowing our customers to transact business as all of our clients info, books records are maintained via a two (2) cloud-based back-up and two (2) hard backups that are located at Four (4) separate locations, these locations are far from our Office located in Newport Beach, California so that it would not be affected by a regional disruption. If our primary site is inoperable, we will continue operations from an alternate location using one of our two remote access providers.  For the loss of electronic records, we will either physically recover the storage media or electronically recover data from our cloud-based replicated site. Investor documents are maintained on the cloud and any ERISA documents are help at its specific custodians.  The custodians undergo an annual SSAE16 to test the adequacy of their disaster recovery plan for all business lines.  Equity Cap Lending's Principals have access to these said documents. No significant items have been identified. Our firm will update this plan whenever we have a material change to our operations, structure, business or location.  In addition, our firm will review Business Continuity Plan annually to modify it for any changes occur in our operations, structure, business, or location.